RD Calculator

Plan your savings with confidence. Calculate your RD maturity amount and total interest earned.

RD Details

5,000
6.5 %
5 Years

Maturity Amount

0

Total Deposit

0

Total Interest Earned

0

Maturity Schedule (Year-wise)

Year Deposit Amount Interest Earned Maturity Value

RD Calculator

RD Calculator online.

RD Calculator – Free Recurring Deposit Interest and Maturity Calculator Online The RD Calculator is a free and easy-to-use online tool that helps you calculate the maturity amount and interest earned on your Recurring Deposit (RD). Whether you’re saving monthly in a bank RD, post office RD, or corporate RD, this calculator gives you instant and accurate results. You can easily find out how much you will receive at the end of your deposit period based on the monthly amount you invest, the rate of interest, and the tenure. A Recurring Deposit is one of the most popular small savings schemes that allows you to invest a fixed amount every month and earn interest at a fixed rate. It’s ideal for individuals who want to build a habit of regular saving and get guaranteed returns. With the RD Calculator Online, you don’t need to use complex formulas or manual calculations. Just enter your monthly deposit, interest rate, and tenure, and the calculator instantly shows your maturity value and total interest earned. This tool works for all types of RDs — from bank recurring deposits to post office schemes — and supports multiple currencies like INR, USD, EUR, and GBP. You can access it directly on your browser from anywhere without downloading any app. It’s simple, free, and fast. To use the Recurring Deposit Calculator, you just need to fill in three main details: Monthly Investment Amount (Deposit) – The fixed amount you deposit every month. Rate of Interest – The annual interest rate offered by your bank or post office. Tenure – The total duration of your RD in months or years. Once you enter these details, the calculator instantly shows your total maturity amount and interest earned. You can adjust the values anytime to compare different deposit plans and find the best combination for your savings goals. For example, if you invest ₹5,000 every month for 5 years at an interest rate of 7%, the calculator will show you your total maturity value and how much interest you will earn. It uses the compound interest formula (compounded quarterly, as per standard RD rules) to ensure complete accuracy. The RD Calculator Free Online is helpful for: Salaried individuals who want to save monthly from their income. Students and parents planning for education or future expenses. Business owners saving for short-term goals. Anyone who wants a safe and systematic investment option. This calculator is based on the standard RD formula used by banks and post offices: M = P × [ (1 + r/n)^(n×t) - 1 ] / [1 - (1 + r/n)^(-1/n)] Where: M = Maturity Amount P = Monthly Deposit r = Annual Interest Rate (in decimal) n = Number of compounding intervals per year (generally 4 for quarterly compounding) t = Time period in years Using this formula, the Recurring Deposit Calculator automatically calculates how your savings grow each month and how much compound interest you’ll earn at maturity. One of the biggest benefits of using an RD Calculator Online is that it saves time and ensures accuracy. You can instantly see how changing your monthly deposit or tenure affects your final maturity amount. For instance, investing ₹2,000 for 3 years vs ₹5,000 for 5 years gives a very different result — and this tool helps you compare both within seconds. You can also use this calculator to plan your savings for a specific goal — like buying a laptop, funding a vacation, or creating an emergency fund. Simply enter how much you can save monthly, and it will show how much you’ll accumulate by the end of your chosen period. The RD Calculator is compatible with all major currencies and interest rates, making it a global tool. Whether you’re investing in INR in India or USD in another country, you’ll get instant results in your preferred currency. It’s a browser-based calculator, which means your data remains private and secure. No sign-up or download is required. You can access it anytime from mobile, tablet, or desktop. Our Recurring Deposit Calculator also helps you compare RD returns with other safe investment options like Fixed Deposit (FD), PPF, and Lumpsum investments. You can see how monthly savings perform compared to one-time investments. It’s a great way to build a savings plan — small monthly deposits that grow into a big amount over time with guaranteed returns. You can test multiple tenures like 1 year, 3 years, or 10 years, and find out which plan fits your goals best. The calculator is especially useful for post office RD schemes, as they follow quarterly compounding rules similar to banks. You can enter the official post office RD interest rate and instantly know your maturity value. This free online tool also supports multi-currency conversions, which is useful for NRIs or international users who want to estimate savings in their home currency. Here are the main advantages of using the RD Calculator Free Online: Accurate compound interest calculation. Multi-currency support. Works for both bank and post office RDs. Instant results — no manual calculation needed. Privacy protected — no data saved. Available 24/7 online on Narbariya.com. If you are planning to invest regularly and want safe, guaranteed returns, the Recurring Deposit Calculator is the best financial planning tool. It shows your total maturity amount, total deposit amount, and the exact interest earned. You can also use this tool to plan for specific milestones — such as a child’s education fund, marriage fund, or home renovation. Just adjust your monthly investment until you reach your desired target amount. The RD Calculator Free Online on Narbariya.com is designed for accuracy, simplicity, and speed. It helps you make better financial decisions and build a disciplined savings habit. Start using the Recurring Deposit Calculator today — it’s free, accurate, and works instantly in your browser. Know your RD maturity amount, total interest, and savings growth in seconds — safe, smart, and simple!