NSC Calculator

Estimate the maturity value of your National Savings Certificate (NSC) investment.

Investment Details

₹ 50,000
7.7 %
5 Years
NSC has a fixed tenure of 5 years.

Maturity Value

₹ 0

Total Interest Earned

₹ 0

Investment Amount

₹ 0

Year-wise Growth Breakdown

Year Starting Balance Interest Earned Ending Balance

NSC Calculator

NSC Calculator online.

NSC Calculator – Estimate Your National Savings Certificate Maturity Value Instantly The NSC Calculator (National Savings Certificate Calculator) is a simple and free online tool that helps you estimate the maturity value and interest earned on your NSC investment. By entering your investment amount, interest rate, and investment tenure, you can instantly know the total amount you’ll receive at maturity. The National Savings Certificate (NSC) is a popular small savings scheme backed by the Government of India. It is designed for secure, fixed-income returns and is ideal for individuals looking for safe investment options with guaranteed returns. The NSC has a fixed tenure, usually 5 years, and earns a fixed interest rate, which is compounded annually but payable only at maturity. Using the NSC Calculator is quick and easy. You just need to enter: The principal amount you plan to invest. The current NSC interest rate (as declared by the government, which changes periodically). The tenure of the investment (typically 5 years). The calculator will then display the maturity value and total interest earned. It provides a clear understanding of how your money will grow over the investment period and helps you plan your financial goals better. For example, if you invest ₹50,000 in an NSC with an interest rate of 7.7% per annum for 5 years, your maturity amount will be approximately ₹73,000. The NSC Calculator helps you visualize this growth instantly and compare it with other saving instruments like PPF, FD, or RD. The NSC Calculator uses the compound interest formula to compute returns: Maturity Value = P × (1 + r/100)ⁿ Where: P = Principal amount r = Annual interest rate n = Number of years Since NSC interest is compounded annually, each year’s interest is reinvested, earning further interest until maturity. This ensures steady and predictable growth of your savings. This tool supports all currencies and is accessible across all devices, making it convenient for users in India and abroad. Whether you are planning to invest for tax savings under Section 80C or for long-term guaranteed returns, the NSC Calculator provides an accurate estimate of your final amount. Key benefits of using the NSC Calculator: Instant calculation of maturity amount and total interest. Helps compare NSC returns with other fixed-income options. Enables better financial planning and investment decisions. No need for manual calculations or spreadsheets. Free, fast, and works directly in your browser. You can use the calculator multiple times by adjusting the amount or rate to see how different investment scenarios affect your returns. Whether you invest monthly or once, this tool gives you a clear view of how much your NSC will yield at maturity. The National Savings Certificate is a government-backed, risk-free investment option ideal for conservative investors. With the NSC Calculator, you can plan your investments smartly, ensuring your savings work efficiently toward your financial goals. 👉 Use the Free NSC Calculator Online now to know exactly how much your investment will grow and plan your secure financial future today.