Inflation Calculator

Estimate the future cost of goods and understand the eroding power of inflation on your money.

Inflation Details

10,000
5.0 %
10 Years

Future Cost (After Inflation)

0

Purchasing Power Loss

0

Current Value

0

Year-wise Inflation Impact

Year Start of Year Value Inflation for Year End of Year Value

Inflation Calculator

Inflation Calculator online.

Inflation Calculator – Measure the Real Value of Your Money Over Time The Inflation Calculator is a free online tool that helps you understand how inflation affects the purchasing power of your money over time. By entering an initial amount, the inflation rate, and the number of years, you can instantly see how much your money will be worth in today’s terms or in the future. This tool is essential for financial planning, investment decisions, retirement planning, and understanding the real impact of rising prices on your savings. Inflation refers to the general rise in prices of goods and services over time, which reduces the value of money. Even if your income grows, the rising cost of living can erode your purchasing power. For example, ₹1 lakh today may only have the purchasing power of ₹70,000 in 10 years if average inflation is 3% per year. The Inflation Calculator helps you quantify this effect and plan accordingly. To use the calculator, you need to enter three main inputs: Initial Amount – The amount of money you want to calculate. Inflation Rate (%) – Average annual inflation rate, usually based on official statistics or expected market trends. Time Period (Years) – The number of years into the future you want to calculate the impact. Once entered, the tool calculates the future value adjusted for inflation or today’s equivalent value of a future amount. This allows you to see how much your savings will actually be worth and helps in making informed financial decisions. The Inflation Calculator uses the standard formula: Future Value=Present Value×(1+inflation100)nFuture\ Value = Present\ Value \times (1 + \frac{inflation}{100})^nFuture Value=Present Value×(1+100inflation​)n Where: n = number of years inflation = annual inflation rate (%) Present Value = current value of money For example, if you want to know the future value of ₹1,00,000 after 10 years at an average inflation rate of 6%, the calculator will show that the same amount will be worth approximately ₹1,79,084. This means you would need ₹1,79,084 in 10 years to maintain the same purchasing power as ₹1,00,000 today. The tool is highly useful for: Retirement Planning – Estimate how much money you will need to maintain your lifestyle. Investment Planning – Compare expected returns against inflation to ensure real growth. Education Planning – Estimate future costs of tuition and other expenses for children. General Financial Awareness – Understand how inflation affects everyday savings and expenses. The Inflation Calculator also supports all currencies, making it applicable not only in India but globally. You can use it to compare historical inflation rates or project future scenarios. Many versions also include a year-by-year breakdown, showing how your money’s value decreases over time. Using this tool is simple: Enter the current amount or future amount. Input the expected inflation rate. Enter the number of years. Click Calculate to see the result instantly. By understanding inflation, you can take proactive steps like increasing your savings, investing in instruments that offer returns above inflation (mutual funds, equities, PPF, real estate), and planning long-term expenses effectively. In conclusion, the Inflation Calculator is a vital tool for anyone who wants to protect their wealth from the eroding effects of inflation. It provides quick, accurate insights into the real value of money over time, helping you make better financial decisions. 👉 Use the Free Inflation Calculator on Narbariya.com to measure the impact of inflation and plan your financial future confidently.