FD Calculator

FD Calculator online.

FD Calculator – Free Fixed Deposit Interest and Maturity Calculator Online The FD Calculator is a simple and free online tool that helps you calculate the maturity amount and interest earned on your Fixed Deposit (FD) in just a few seconds. Whether you’re investing in a bank FD, corporate FD, or post office term deposit, this calculator gives you a clear estimate of how much you’ll receive at the end of your investment period. A Fixed Deposit (FD) is one of the most popular and safest investment options. It offers guaranteed returns at a fixed interest rate over a specific period. You can invest for short or long durations — from a few months to several years — and earn interest based on the amount and tenure you choose. With the FD Calculator Online, you don’t need to do any manual math. Just enter your deposit amount, interest rate, and duration, and the tool instantly shows you your maturity value and total interest earned. The FD calculator works for all currencies — INR, USD, EUR, GBP, or any other — so it’s useful for users across the world. You can access it directly from your browser without downloading any app or software. It’s free, secure, and fast. To use the Fixed Deposit Calculator, simply enter three values: The principal amount (the amount you invest), The rate of interest (per annum), and The tenure (in months or years). Once you enter these details, the calculator will show your total maturity amount and interest earned instantly. You can change the numbers anytime to compare different combinations and find out which FD plan gives you the best returns. For example, if you invest ₹1,00,000 at an interest rate of 7% for 5 years, the calculator will show the total amount you’ll get at maturity and the interest you’ll earn during that period. It uses a compound interest formula, which accurately calculates growth based on quarterly, half-yearly, or annual compounding frequency. This tool is extremely helpful for: Individuals comparing FDs from different banks. Retired persons planning safe monthly income options. Students or parents saving for education. Business owners looking for short-term or long-term safe deposits. The FD Calculator helps you make better investment decisions by showing how small changes in tenure or interest rate can affect your total returns. You can easily test different scenarios — such as 1 year vs 5 years, or 6.5% vs 7.5% interest — and choose the best FD for your goals. Our Free FD Calculator Online supports all types of FDs, including: Regular Fixed Deposit: Earns interest over a fixed period. Cumulative FD: Interest is compounded and paid at maturity. Non-Cumulative FD: Interest is paid monthly, quarterly, or annually. Senior Citizen FD: Higher interest rates for senior investors. Tax-Saving FD: Lock-in period of 5 years, eligible for tax deductions under Section 80C. The calculator also helps you compare tax-saving FDs with normal deposits to understand the difference in returns. You can enter the post-tax interest rate or use the nominal rate depending on your situation. Because interest rates vary by bank and tenure, the FD Calculator Online gives you flexibility. You can change the rate anytime to match the current offer from your bank. It gives you a precise maturity value according to your entered data. You can also check how compounding frequency affects your earnings. For example, if your bank compounds interest quarterly, your returns will be slightly higher compared to annual compounding. The calculator automatically adjusts the results based on your selection. One of the key benefits of using this online FD calculator is that it helps you plan your investments efficiently. If you’re saving for a specific goal — such as buying a car, funding education, or building an emergency fund — you can know exactly how much you need to deposit today to reach that target at maturity. This online tool is also great for financial planning because it supports multiple currencies. So, even if you’re investing in USD, EUR, GBP, or INR, you can easily calculate the maturity amount in your preferred currency. The FD Calculator is also privacy-friendly — no login or signup is required, and no personal information is stored. You can use it safely on your desktop, tablet, or smartphone. The formula used by the FD Calculator is: A = P × (1 + r/n)ⁿᵗ Where: A = Maturity amount P = Principal amount r = Annual interest rate n = Number of compounding periods per year t = Investment duration in years This formula ensures precise and accurate results every time. If you prefer a monthly income FD, the calculator can also show how much interest you’ll receive per month. Just divide the total interest by the number of months in your tenure to get an idea of your monthly earnings. With our FD Calculator Free Online, you can compare FDs across banks, check your earnings before investing, and make confident financial decisions. Whether you invest ₹10,000 or ₹10 lakh, the results are instant and 100% accurate. This tool is especially helpful when planning your savings portfolio along with other financial calculators like PPF Calculator, SIP Calculator, and Lumpsum Calculator available on Narbariya.com. You can use all of them together to balance your short-term and long-term financial goals. The FD Calculator gives you the clarity you need — how much to invest, how long to stay invested, and how much you’ll earn at maturity. No more confusion or manual calculations. Start using the FD Calculator on Narbariya.com today and calculate your fixed deposit maturity value in just seconds. Whether you’re a beginner investor or a regular saver, this tool helps you make smart, safe, and confident investment decisions. Know your exact maturity amount, interest earned, and total returns — free, accurate, and instant!

FD Calculator

Fixed Deposit Details

Year-wise Growth of your FD

FD Calculator