EPF Calculator

Estimate your EPF contributions, interest earned, and total corpus at retirement.

EPF Details

50,000
12 %
3.67 %
25 Years
58 Years
8.15 %

Total EPF Corpus at Retirement

0

Employee Contribution

0

Employer Contribution

0

Total Interest Earned

0

Year-wise Growth Projection

Year Employee Contribution Employer Contribution Interest Earned Closing Balance

EPF Calculator

EPF Calculator online

EPF Calculator – Calculate Your Retirement Savings Easily The EPF Calculator (Employees’ Provident Fund Calculator) is a simple online tool that helps you estimate your total EPF balance, monthly contributions, interest earned, and maturity amount at the time of retirement. By entering a few basic details like your basic salary, dearness allowance, employee contribution rate, employer contribution, and years of service, you can instantly find out how much your savings will grow over time. The EPF scheme is one of the most popular retirement savings options for salaried employees in India. Both employee and employer contribute a fixed percentage (usually 12%) of the employee’s basic salary and dearness allowance each month. The contributions earn interest as declared by the government annually, and this amount accumulates until withdrawal at retirement or resignation. The EPF Calculator helps you get a clear picture of how much you will receive at the end of your service period, including both contributions and compound interest. To use the EPF Calculator online, simply enter your basic monthly salary, DA (if applicable), employee contribution percentage, employer contribution percentage, expected interest rate, and total years of service. The calculator will automatically compute your total EPF corpus, interest earned, and projected maturity value. It helps you plan your financial future effectively by giving you a clear projection of your long-term savings. For example, if your basic salary plus DA is ₹30,000 per month, and both you and your employer contribute 12% each, with an interest rate of 8.15% for 20 years, you can see your total corpus grow to several lakhs by the time of retirement. The power of compounding ensures that your EPF balance increases steadily each year as interest is added to your accumulated amount. The EPF Calculator also helps you plan partial withdrawals for situations like buying a home, medical emergencies, higher education, or marriage, as per EPF rules. You can estimate how much corpus you will have left even after such withdrawals. This transparency allows you to plan your goals while maintaining a secure retirement fund. Our Free EPF Calculator supports all currencies, and it’s easy to use on mobile or desktop. Whether you are an Indian employee contributing to EPFO or working abroad with similar provident fund structures, you can easily estimate your retirement corpus without downloading any software. The key benefits of using an EPF Calculator include: Knowing your total accumulated savings before retirement. Understanding the effect of increasing or decreasing contributions. Planning early withdrawals without disturbing your long-term goal. Comparing different tenure or interest rate scenarios. Making informed investment decisions alongside EPF. The EPF Calculator is a valuable tool for salaried professionals, HR teams, and financial planners. By knowing your estimated maturity value, you can plan your additional investments such as NPS, mutual funds, or PPF to achieve a comfortable retirement. With just a few clicks, you can calculate your monthly contribution, employer’s contribution, total balance, interest accrued, and final maturity amount—all in one place. The calculations are based on current EPF rules and interest rates but can be adjusted manually if you want to project future changes. Try the Online EPF Calculator today to take control of your retirement planning. It’s free, accurate, and works instantly in your browser. No sign-up or installation required—simply enter your details, and you’ll know exactly how much you’re saving for your future. 👉 Use this free EPF Calculator now to plan your long-term financial security with confidence.